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Balance Transfer Savings Calculator

See how much you could save by moving your balance to a 0% intro APR card. Compare transfer fees vs. interest savings.

Balance Transfer Details

See how much you could save by moving your balance to a 0% intro APR card.

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Transfer Fee

Interest if You Stay

 

Estimated Savings

Months to Pay Off

 

Min payment to avoid interest: /mo

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Compare cards with the longest 0% intro periods and lowest transfer fees.

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Top Balance Transfer Cards

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#1 Citi Simplicity® Card
Citi Simplicity® Card

Intro APR: 0% 21 months on Balance Transfers

Transfer fee: There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5)

No annual fee

Apply Now On Citi's secure website Terms apply. Approval is not guaranteed.
#2 Citi® Diamond Preferred® Card
Citi® Diamond Preferred® Card

Intro APR: 0% 21 months on Balance Transfers

Transfer fee: There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

No annual fee

Apply Now On Citi's secure website Terms apply. Approval is not guaranteed.
#3 Citi Double Cash® Card
Citi Double Cash® Card

Intro APR: 0% 18 months on Balance Transfers

Transfer fee: There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5)

No annual fee

Apply Now On Citi's secure website Terms apply. Approval is not guaranteed.
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