Compare Balance Transfer Credit Cards
Compare balance transfer credit cards with 0% intro APR periods, transfer fees, and other key terms.
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Citi® Diamond Preferred® Card
Chase Freedom Unlimited®
Recommended Credit Score
680
850
Good - Excellent
680
850
Good - Excellent
680
850
Good - Excellent
680
850
Good - Excellent
Annual Fee
$0
$0
$0
$0
Foreign Transaction Fee
3%
3%
3%
3% of each transaction in U.S. dollars
Great For
- Cash Back
- Rewards
- Travel
- Balance Transfer
- No Annual Fee
- No Foreign Fees
- 0% Intro APR
- Gas
- Dining
- Student
- Business
- Cash Back
- Rewards
- Travel
- Balance Transfer
- No Annual Fee
- No Foreign Fees
- 0% Intro APR
- Gas
- Dining
- Student
- Business
- Cash Back
- Rewards
- Travel
- Balance Transfer
- No Annual Fee
- No Foreign Fees
- 0% Intro APR
- Gas
- Dining
- Student
- Business
- Cash Back
- Rewards
- Travel
- Balance Transfer
- No Annual Fee
- No Foreign Fees
- 0% Intro APR
- Gas
- Dining
- Student
- Business
Rewards Rate
N/A
N/A
N/A
N/A
Sign-up Bonus
N/A
N/A
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Earn $200 cash back
Intro Purchase APR
0% 12 months on Purchases
0% 12 months on Purchases
N/A
0% Intro APR on Purchases 15 months
Intro Balance Transfer APR
0% 21 months on Balance Transfers
0% 21 months on Balance Transfers
0% 18 months on Balance Transfers
0% Intro APR on Balance Transfers 15 months
Regular APR
17.49% - 28.24% (Variable)
16.49% - 27.24% (Variable)
17.49% - 27.49% (Variable)
18.24% - 27.74% Variable
Balance Transfer Fee
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5)
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5)
Either $5 or 5% of the amount of each transfer, whichever is greater.
Card Type
Mastercard
Mastercard
Mastercard
Visa
Rates & fees apply. See each issuer's website for full terms and conditions.
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Card Details
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Citi Simplicity® Card
- No Late Fees, No Penalty Rate, and No Annual Fee... Ever
- 0% Intro APR on balance transfers for 21 months and on purchases for 12 months from date of account opening. After that the variable APR will be 17.49% - 28.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
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- Stay protected with Citi® Quick Lock
Citi® Diamond Preferred® Card
- 0% Intro APR on balance transfers for 21 months and on purchases for 12 months from date of account opening. After that the variable APR will be 16.49% - 27.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- No Annual Fee - our low intro rates and all the benefits don't come with a yearly charge.
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- Buy now and pay later. Split your payment for eligible purchases of $75 or more into a fixed payment with Citi® Flex Pay.
- Get free access to your FICO® Score online.
Citi Double Cash® Card
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.49% - 27.49%, based on your creditworthiness.
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- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Chase Freedom Unlimited®
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
- No minimum to redeem for cash back. You can use points to redeem for cash through an account statement credit or an electronic deposit into an eligible Chase account located in the United States!
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- Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.24% - 27.74%.
- No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
- Member FDIC