Citi

Citi Simplicity® Card

Annual Fee $0

Credit Needed Excellent/Good

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Card Details

Annual Fee

$0

Credit Needed

Excellent/Good

Purchase APR

0% 12 months on Purchases

Balance Transfer APR

0% 21 months on Balance Transfers

Regular APR

17.49% - 28.24% (Variable)

Balance Transfer Fee

There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5)

Card Highlights

• No Late Fees, No Penalty Rate, and No Annual Fee... Ever
• 0% Intro APR on balance transfers for 21 months and on purchases for 12 months from date of account opening. After that the variable APR will be 17.49% - 28.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
• There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
• Stay protected with Citi® Quick Lock