Best Business Credit Cards of 2026
Business credit cards offer higher credit limits, expense tracking tools, and rewards tailored to how businesses spend — on office supplies, advertising, travel, and more. We've compared the top business cards so you can find the right fit for your company.
Top Picks
Capital One Spark Miles for Business
Capital One®
Annual Fee
$0 intro for first year; $95 after that
Credit Needed
Excellent, Good
Rewards Rate
2 Miles per $1 on every purchase, everywhere
Purchase APR
N/A
Balance Transfer
N/A
Regular APR
24.49% (Variable)
Intro Offer
50000 Miles once you spend $4,500 on purchases within 3 months from account opening
- Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
- Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
- Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel
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- Transfer your miles to 15+ travel loyalty programs
- Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- $0 intro annual fee for the first year; $95 after that
- Free employee cards which also earn unlimited 2X miles from their purchases
- Top rated mobile app
Business Green Rewards Card from American Express
American Express Business
Annual Fee
$95
Credit Needed
Excellent, Good
Rewards Rate
N/A
Purchase APR
N/A
Balance Transfer
N/A
Regular APR
17.74% - 28.49% Variable
Intro Offer
15,000 Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Business Green Rewards Card within the first 3 months of Card Membership
- Earn 15,000 Membership Rewards® points after you spend $3,000 on eligible purchases on the Business Green Rewards Card within the first 3 months of Card Membership
- Earn one Membership Rewards® point for each dollar you spend on eligible purchases
- Pay Over Time gives you the ability to carry a balance with interest up to your Pay Over Time Limit, so you can handle expected and unexpected expenses that come your way
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- From travel to top brands, and everything in between – use Membership Rewards® points on the reward that means the most to you
- $95 Annual Fee
- Terms & Limitations Apply