CardCompareHub

Credit Cards for Fair Credit

Fair credit (typically 580–669) doesn't have to limit your options. Several solid credit cards are designed for this range — with reasonable fees, credit-building features, and a path to better terms as your score improves. Compare the best cards for fair credit here.

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Top Picks

Mastercard Rewards Gas
Milestone® Mastercard® with Cashback Rewards

Credit Score

620 680
Fair

Annual Fee

$250 the first year; $99 thereafter

Rewards Rate

5%

Foreign Fee

1% of each transaction in U.S. dollars

Purchase APR

N/A

Balance Transfer

N/A

Regular APR

35.90%

Apply Now

On The Bank of Missouri's website

  • Guaranteed $1,000 credit limit if approved.
  • Fuel your savings: Earn 5% Cashback Rewards on your first $5,000 in gas purchases! See Terms.
  • Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
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  • Get the credit you deserve, even with less-than-perfect history.
  • Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
  • Don't Have Perfect Credit? No Problem!
  • No security deposit required—get started today!
Rates & fees apply. View the Rates & Fees.
VISA Cash Back Rewards No Annual Fee
Total Visa® Card

Credit Score

300 680
Bad - Fair

Annual Fee

See Terms*

Rewards Rate

Up to 10%

Foreign Fee

N/A

Purchase APR

N/A

Balance Transfer

N/A

Regular APR

35.99%*

Apply Now

On The Bank of Missouri's website

  • Double the Rewards: Earn Up To 10% Cash Back on Purchases at select merchants & 1% Back on Payments!^^
  • An initial credit limit Up To $500! (See terms*)
  • Checking account required.
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  • Free credit monitoring powered by TransUnion®
  • Fast and easy application process.
  • All credit types welcome to apply.
  • *See Rates, Fees, Costs & Limitations for complete offer details
  • ^^1% Cash Back is earned on payments to your Credit Card. Up To 10% Cash Back is earned on qualifying purchases at select participating merchants. Offer percentages vary by merchant and are subject to change. See Total Card Visa Rewards Programs Terms & Conditions for details
Rates & fees apply. See issuer's website for full terms.
Editorial Note: Opinions expressed here are the author's alone. This content has not been reviewed, approved, or otherwise endorsed by any credit card issuer. Rates and fees are subject to change; always verify on the issuer's website.