Capital Bank N.A.

opensky® Secured Visa® Credit Card

Annual Fee $35

Credit Needed No credit, Poor, Fair

Apply Now on issuer's secure site

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Card Details

Annual Fee

$35

Credit Needed

No credit, Poor, Fair

Regular APR

23.89% (variable)

Card Type

Visa

Card Highlights

• Earn up to 10% cash back on everyday purchases
• No credit check required – 89% approval rate with zero credit risk to apply!
• Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months
• Track your progress with free access to your FICO® score in our mobile app
• Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
• Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
• Start with just $200—secure your credit line with a refundable deposit
• Fast and easy application—apply in minutes with our mobile-first experience
• Flexible payment options—pick a due date that works for you
• More time to fund—spread your security deposit over 60 days with layaway
• Join 1.6 million+ cardholders who have used opensky® to build better credit!