opensky® Secured Visa® Credit Card
VISA
Cash Back
Rewards
Annual Fee
$35
Rewards Rate
10%
Foreign Fee
N/A
Purchase APR
N/A
Balance Transfer APR
N/A
Regular APR
23.89% (variable)
Rates & fees apply. View the
Rates & Fees.
Card Details
- Earn up to 10% cash back on everyday purchases
- No credit check required – 89% approval rate with zero credit risk to apply!
- Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months
- Track your progress with free access to your FICO® score in our mobile app
- Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
- Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
- Start with just $200—secure your credit line with a refundable deposit
- Fast and easy application—apply in minutes with our mobile-first experience
- Flexible payment options—pick a due date that works for you
- More time to fund—spread your security deposit over 60 days with layaway
- Join 1.6 million+ cardholders who have used opensky® to build better credit!
opensky® Secured Visa® Credit Card
Ready to apply? Visit the issuer's secure site.
Apply Now
On Capital Bank N.A.'s website
Rates & fees apply. See issuer's website for full terms and conditions.