Capital Bank N.A.

opensky® Launch Secured Visa® Credit Card

Annual Fee $24 during the first year, paid in installments of $2 per month. $36 after the first year, paid in installments of $3 per month.

Credit Needed No credit, Poor, Fair

Apply Now on issuer's secure site

Advertiser Disclosure: CardCompareHub may receive compensation when you click through and apply. This does not influence our card rankings.

Card Details

Annual Fee

$24 during the first year, paid in installments of $2 per month. $36 after the first year, paid in installments of $3 per month.

Credit Needed

No credit, Poor, Fair

Regular APR

28.24% (variable)

Card Type

Visa

Card Highlights

• Start building credit with just $150 – secure your line with a low, refundable security deposit
• No credit check required – 89% approval rate with zero credit risk to apply!
• Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter
• Earn up to 10% cash back on everyday purchases
• Affordable payments – minimum payment as low as $10
• Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months
• Track your progress with free access to your FICO® score in our mobile app
• Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
• Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
• Fast and easy application—apply in minutes with our mobile-first experience
• Flexible payment options—pick a due date that works for you
• More time to fund—spread your security deposit over 60 days with layaway
• Join 1.6 million+ cardholders who have used opensky® to build better credit!