Milestone® Mastercard® - $1,000 Credit Limit
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Credit Score
Annual Fee
$250 the first year; $99 thereafter
Foreign Fee
1% of each transaction in U.S. dollars
Purchase APR
N/A
Balance Transfer APR
N/A
Regular APR
35.90%
Editor's Take
CardCompareHub editorialEditorial Note: This analysis reflects CardCompareHub's independent review. It has not been reviewed, approved, or endorsed by The Bank of Missouri.
Milestone's higher-tier variant: higher guaranteed credit limit, sharp first-year fee that drops to a more modest ongoing fee, high APR, small foreign transaction fee, no rewards.
The first-year fee is among the highest in the Genesis family of cards. The case for paying it is roughly: a higher line absorbs more spend at the same utilization ratio, which can help your credit score during the build phase. Whether that incremental utilization headroom is worth the additional fee versus the lower-limit version depends on how aggressively you're managing utilization. For most credit-builders, patience plus a lower-fee starting card produces the same outcome at lower cost.
Card Details
- Guaranteed $1,000 credit limit if approved.
- Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
- Don't Have Perfect Credit? No Problem!
- Join over a million consumers who are working on building their access to credit.
- Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
- Get the credit you deserve, even with less-than-perfect history.
- No security deposit, and a path to better credit.
Milestone® Mastercard® - $1,000 Credit Limit
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Rates & fees apply. See issuer's website for full terms and conditions.