Merrick Bank

Merrick Bank Secured Credit Card

Annual Fee $36 for first year. Billed $3 per month thereafter

Credit Needed See website for Details*

Apply Now on issuer's secure site

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Card Details

Annual Fee

$36 for first year. Billed $3 per month thereafter

Credit Needed

See website for Details*

Regular APR

21.95% Variable

Card Highlights

• Choose your own credit line based on how much money you want to put down as a security deposit.
• Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
• After 9 months, we review your account for a credit line increase. No additional deposit required!
• Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
• Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
• Get your FICO® Credit Score for free each month.
• Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
• Card issued by Merrick Bank, Member FDIC.