CardCompareHub

FIT™ Platinum Mastercard®

Mastercard No Annual Fee

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FIT™ Platinum Mastercard®

Credit Score

300 680
Bad - Fair
Apply Now On The Bank of Missouri's secure website Terms apply. Approval is not guaranteed.

Annual Fee

See terms

Foreign Fee

3% of each transaction in U.S. dollars

Purchase APR

N/A

Balance Transfer APR

N/A

Regular APR

35.90% Fixed

Rates & fees apply. See issuer's website for full terms.

Editor's Take

CardCompareHub editorial

Editorial Note: This analysis reflects CardCompareHub's independent review. It has not been reviewed, approved, or endorsed by The Bank of Missouri.

The FIT Platinum Mastercard is an unsecured card for fair/poor/bad credit with a modest initial credit limit, a high fixed APR, a program fee at approval, plus a tiered annual fee disclosed in the terms.

The combination of a program fee, an annual fee, and a low starting credit line means the effective cost-per-dollar-of-credit is high in year one. The card's only real differentiator is approval availability for borrowers who can't qualify for secured products that require a deposit. If you have cash to put down on the Capital One Platinum Secured, that's almost always a cleaner choice — same credit building, no upfront program fee, and your deposit is refundable when you graduate or close in good standing.

Card Details

  • $400 Initial Credit Limit
  • Less than perfect credit? We understand. The FIT Mastercard is ideal for people looking to rebuild their credit.
  • Unsecured credit card requires No Security Deposit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
  • If approved, you must pay a $95 fee to open your account. Please see the terms and conditions for when you apply.
Also in: Top Credit Cards 2026 No Annual Fee Mastercard

FIT™ Platinum Mastercard®

Ready to apply? Visit the issuer's secure site.

Apply Now On The Bank of Missouri's secure website Terms apply. Approval is not guaranteed.

Rates & fees apply. See issuer's website for full terms and conditions.