CardCompareHub

Credit One Bank® Platinum Rewards Visa® Card

VISA

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Credit One Bank® Platinum Rewards Visa® Card

Credit Score

300 720
Bad - Good
Apply Now On Credit One Bank®'s secure website Terms apply. Approval is not guaranteed.

Annual Fee

$39

Rewards Rate

1%

Foreign Fee

3%, Min: $1, whichever is greater

Purchase APR

N/A

Balance Transfer APR

N/A

Regular APR

29.74%* Variable

Rates & fees apply. View the Rates & Fees.

Editor's Take

CardCompareHub editorial

Editorial Note: This analysis reflects CardCompareHub's independent review. It has not been reviewed, approved, or endorsed by Credit One Bank®.

The Credit One Platinum Visa is a fair-credit card with an annual fee, a narrow category rewards program (gas, groceries, mobile, internet/cable/satellite), a high APR, and a foreign transaction fee.

The combination of the annual fee and a low rewards rate means you need to spend a meaningful amount each year in eligible categories just to break even on the fee — and the categories are narrow enough that most fair-credit applicants won't hit that volume on this card. The Capital One QuicksilverOne offers a flat rate on every purchase with a similar fee for the same credit profile, which earns more on the same spend without the category restrictions. Credit One's main advantage is approval availability — they approve some applicants other issuers reject — but if you can qualify for QuicksilverOne, that's the better card.

Card Details

  • Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services†
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges†
  • Automatic reviews for credit line increase opportunities
  • Choose your monthly payment due date for added convenience†
  • Never miss an account update with customizable text and email alerts
  • Manage your account on-the-go with the Credit One Bank mobile app
  • †Terms Apply
Also in: Top Credit Cards 2026 Good Fair

Credit One Bank® Platinum Rewards Visa® Card

Ready to apply? Visit the issuer's secure site.

Apply Now On Credit One Bank®'s secure website Terms apply. Approval is not guaranteed.

Rates & fees apply. See issuer's website for full terms and conditions.