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Chase Freedom Unlimited®

VISA Cash Back Rewards Travel Balance Transfer No Annual Fee 0% Intro APR Gas

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Chase Freedom Unlimited®

Credit Score

680 850
Good - Excellent
Apply Now On Chase's secure website Terms apply. Approval is not guaranteed.

Intro Offer

$200 cash back

See website for Details*

Annual Fee

$0

Rewards Rate

Up to 5%

Foreign Fee

3% of each transaction in U.S. dollars

Purchase APR

0% for 15 mo

Balance Transfer APR

0% for 15 mo

Regular APR

18.24% - 27.74% Variable

Rates & fees apply. View the Rates & Fees.

Editor's Take

CardCompareHub editorial

Editorial Note: This analysis reflects CardCompareHub's independent review. It has not been reviewed, approved, or endorsed by Chase.

Freedom Unlimited earns an elevated rate on travel booked through Chase Travel, a category bonus on dining and drugstores, and a healthy flat baseline elsewhere. Welcome bonus, long 0% intro APR, no annual fee.

The card's actual superpower shows up when paired with a Sapphire Preferred or Reserve: through Chase's Pay Yourself Back and transfer-partner mechanics, Freedom Unlimited's earnings convert into Ultimate Rewards points worth significantly more than the baseline cash rate when redeemed for premium-cabin transfers. As a standalone card, it's a solid cash-back option that competes head-to-head with the Capital One Quicksilver and Citi Double Cash. As part of a Chase ecosystem play, it's one of the most valuable no-fee cards on the market.

Card Details

  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
  • No minimum to redeem for cash back. You can use points to redeem for cash through an account statement credit or an electronic deposit into an eligible Chase account located in the United States!
  • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.24% - 27.74%.
  • No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
  • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
  • Member FDIC
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Chase Freedom Unlimited®

Ready to apply? Visit the issuer's secure site.

Apply Now On Chase's secure website Terms apply. Approval is not guaranteed.

Rates & fees apply. See issuer's website for full terms and conditions.