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Capital One Savor Student Cash Rewards Credit Card

Mastercard Cash Back Rewards No Annual Fee No Foreign Fees Dining Student

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Capital One Savor Student Cash Rewards Credit Card

Credit Score

300 680
Limited - Fair
Apply Now On Capital One®'s secure website Terms apply. Approval is not guaranteed.

Intro Offer

Earn $100 Cash Back

when you spend $300 in the first three months

Annual Fee

$0

Rewards Rate

3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services

Foreign Fee

0%

Purchase APR

N/A

Balance Transfer APR

N/A

Regular APR

18.49% - 28.49% (Variable)

Rates & fees apply. View the Rates & Fees.

Editor's Take

CardCompareHub editorial

Editorial Note: This analysis reflects CardCompareHub's independent review. It has not been reviewed, approved, or endorsed by Capital One®.

The student Savor: strong bonus rate on dining, entertainment, streaming, and eligible grocery stores (excluding superstores), elevated rates on Capital One Travel hotels and rental cars, and the top tier on Capital One Entertainment. Low-bar welcome bonus, no annual fee, no foreign transaction fees.

For most college students, the categories match spending exactly — Chipotle and DoorDash, Spotify and Netflix, movie nights, the occasional grocery run. The bonus rate on those categories with no cap is best-in-class for a student card. The grocery superstore exclusion matters less for students who shop at small local groceries near campus rather than Walmart. If you can only have one student card, this is usually the right one.

Card Details

  • Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
  • Early Spend Bonus: For a limited-time, earn $100 when you spend $300 in the first three months
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
  • Earn 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal
  • Build your credit with responsible card use
  • Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
  • Top rated mobile app
Also in: Top Credit Cards 2026 Cash Back Rewards

Capital One Savor Student Cash Rewards Credit Card

Ready to apply? Visit the issuer's secure site.

Apply Now On Capital One®'s secure website Terms apply. Approval is not guaranteed.

Rates & fees apply. See issuer's website for full terms and conditions.