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Capital One Savor Cash Rewards for Good Credit

Mastercard Rewards No Annual Fee No Foreign Fees Dining

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Capital One Savor Cash Rewards for Good Credit

Credit Score

680 720
Good
Apply Now On Capital One®'s secure website Terms apply. Approval is not guaranteed.

Annual Fee

$0

Rewards Rate

3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services

Foreign Fee

0%

Purchase APR

N/A

Balance Transfer APR

N/A

Regular APR

28.99% (Variable)

Rates & fees apply. View the Rates & Fees.

Editor's Take

CardCompareHub editorial

Editorial Note: This analysis reflects CardCompareHub's independent review. It has not been reviewed, approved, or endorsed by Capital One®.

A variant of the Savor for the Good credit tier without a welcome bonus or intro APR period. Same bonus rates on dining, entertainment, streaming, and eligible grocery stores (no superstores), Capital One Travel hotels and rental cars, and Capital One Entertainment. No annual fee.

Identical core math to the main Savor — best-in-class for a no-fee category card if you shop at traditional supermarkets and spend meaningfully on dining and entertainment. The missing welcome bonus is the only practical gap; the missing intro APR doesn't matter if you pay in full. If your credit profile qualifies you for the flagship Savor, do that. If you're stuck with this version, the steady-state earnings are still strong.

Card Details

  • Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
  • Earn 8% cash back on Capital One Entertainment purchases
  • Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
  • No rotating categories or sign-ups needed to earn cash rewards
  • Cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fee
  • No annual fee
  • You're covered by $0 Fraud Liability for unauthorized charges
  • Top rated mobile app
Also in: Top Credit Cards 2026 Rewards Dining

Capital One Savor Cash Rewards for Good Credit

Ready to apply? Visit the issuer's secure site.

Apply Now On Capital One®'s secure website Terms apply. Approval is not guaranteed.

Rates & fees apply. See issuer's website for full terms and conditions.