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Capital One Savor Cash Rewards Credit Card

Mastercard Rewards Travel Balance Transfer No Annual Fee No Foreign Fees 0% Intro APR Dining

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Capital One Savor Cash Rewards Credit Card

Credit Score

680 850
Good - Excellent
Apply Now On Capital One®'s secure website Terms apply. Approval is not guaranteed.

Intro Offer

Earn $250 Cash Back

after you spend $500 on purchases within 3 months from account opening

Annual Fee

$0

Rewards Rate

3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services

Foreign Fee

0%

Purchase APR

0% for 12 mo

Balance Transfer APR

0% for 12 mo

Regular APR

18.49% - 28.49% (Variable)

Rates & fees apply. View the Rates & Fees.

Editor's Take

CardCompareHub editorial

Editorial Note: This analysis reflects CardCompareHub's independent review. It has not been reviewed, approved, or endorsed by Capital One®.

The Savor earns a strong bonus rate at grocery stores, on dining, entertainment, and popular streaming services, plus an elevated rate on hotels and rental cars booked through Capital One Travel and the highest tier on Capital One Entertainment. No annual fee, welcome bonus, intro APR period.

The grocery exclusion is the catch worth flagging upfront. Walmart, Target, and warehouse clubs don't code as grocery stores and earn only the baseline rate. For a household that shops at a traditional supermarket — Kroger, Safeway, Publix, Whole Foods, regional chains — the grocery rate is best-in-class for a no-fee card and stacks with the dining and entertainment categories most people actually spend on. Verify your usual grocer is eligible before betting on this card.

Card Details

  • For a limited time, earn a one-time $250 cash bonus once you spend $500 on purchases within the first 3 months from account opening
  • $0 annual fee and no foreign transaction fees
  • Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
  • Earn 8% cash back on Capital One Entertainment purchases
  • Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 12 months; 18.49% - 28.49% variable APR after that; balance transfer fee applies
  • Top rated mobile app
Also in: Top Credit Cards 2026 Balance Transfer Rewards

Capital One Savor Cash Rewards Credit Card

Ready to apply? Visit the issuer's secure site.

Apply Now On Capital One®'s secure website Terms apply. Approval is not guaranteed.

Rates & fees apply. See issuer's website for full terms and conditions.