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Scott Smith
Founder & Editor-in-Chief
Scott Smith is the founder of CardCompareHub. With a background in writing and years of experience in the credit card and consumer lending industry, he helps consumers find cards that genuinely match their spending habits and financial goals.
Articles by Scott Smith
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Best Credit Cards for Groceries in 2026
The best grocery credit cards compared by spending level. Blue Cash Preferred, Amex Gold, Citi Custom Cash, SavorOne, and the Costco exception.
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Authorized User Strategy: How to Boost (or Hurt) Your Credit by Adding Someone
Becoming an authorized user can add years of credit history to a thin file in 30–60 days. When it helps, when it hurts, and which issuers report.