Bank of America

Bank of America® Unlimited Cash Rewards credit card for Students

Annual Fee $0

Credit Needed Excellent/Good

Rewards 2% cash back on all purchases for the first year from account opening

Apply Now on issuer's secure site

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Card Details

Annual Fee

$0

Credit Needed

Excellent/Good

Rewards Rate

2% cash back on all purchases for the first year from account opening

Sign-up Bonus

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

Purchase APR

0% Intro APR for 15 billing cycles for purchases

Balance Transfer APR

0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days (Balance Transfer Fee 3% for 60 days from account opening, then 5%)

Regular APR

17.49% - 27.49% Variable APR on purchases and balance transfers

Balance Transfer Fee

3% for 60 days from account opening, then 5%

Card Type

Visa

Card Highlights

• $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
• Earn 2% cash back on purchases for the first year from account opening, with no limit to the amount of cash back you can earn.
• Thereafter, you’ll earn unlimited 1.5% cash back on all purchases, with no expiration on rewards as long as your account remains open.
• No annual fee.
• Select your card design option when you apply – the Unlimited Cash Rewards design, or the limited-time FIFA World Cup 2026™ design.
• 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% - 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
• When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job.
• This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.