Bank of America

Bank of America® Premium Rewards® credit card

Annual Fee $95

Credit Needed Excellent/Good

Rewards 2 points for every $1 spent on travel and dining purchases

Apply Now on issuer's secure site

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Card Details

Annual Fee

$95

Credit Needed

Excellent/Good

Rewards Rate

2 points for every $1 spent on travel and dining purchases

Sign-up Bonus

60,000 online bonus points – a $600 value – after you make at least $4,000 in purchases in the first 90 days of account opening

Regular APR

19.49% - 27.49% Variable APR on purchases and balance transfers

Balance Transfer Fee

5% of the amount of each transaction

Card Type

Visa

Card Highlights

• Low $95 annual fee.
• Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.
• Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don't expire as long as your account remains open.
• Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
• Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
• Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays and lost luggage.
• No foreign transaction fees.
• This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.