Bank of America

Bank of America® Customized Cash Rewards credit card

Annual Fee $0

Credit Needed Excellent/Good

Rewards 6% cash back for the first year in the category of your choice

Apply Now on issuer's secure site

Advertiser Disclosure: CardCompareHub may receive compensation when you click through and apply. This does not influence our card rankings.

Card Details

Annual Fee

$0

Credit Needed

Excellent/Good

Rewards Rate

6% cash back for the first year in the category of your choice

Sign-up Bonus

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

Purchase APR

0% Intro APR for 15 billing cycles for purchases

Balance Transfer APR

0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days (Balance Transfer Fee 3% for 60 days from account opening, then 5%)

Regular APR

17.49% - 27.49% Variable APR on purchases and balance transfers

Balance Transfer Fee

3% for 60 days from account opening, then 5%

Card Type

Visa

Card Highlights

• $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
• Earn 6% cash back for the first year in the category of your choice. You’ll automatically earn 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category.
• Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
• No annual fee and cash rewards don’t expire as long as your account remains open.
• Select your card design option when you apply – the Customized Cash Rewards design, or the limited-time FIFA World Cup 2026™ design.
• 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% - 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
• This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.