Best Balance Transfer Credit Cards of 2026
A balance transfer card with a 0% intro APR period can help you pay down existing debt without racking up interest. We've compared the best balance transfer offers so you can find the longest 0% period and lowest fees to get out of debt faster.
Top Picks
Travel Rewards Cards
CreditSoup.com
Annual Fee
See website for Details*
Credit Needed
Good/Excellent
Rewards Rate
N/A
Purchase APR
See website for Details*
Balance Transfer
See website for Details*
Regular APR
See website for Details*
- Earn rewards toward free travel with your everyday spending
- Rewards can be redeemed for air travel, hotel stays, gift cards or statement credits
- Travel perks can include waived foreign transaction fees, travel insurance coverages and airport lounge access
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- Bonus offers – up to 50,000 points or miles
- Credit Needed: Excellent/Good
- Terms vary by partner. Please see individual application for product terms and conditions.
- Clicking Apply Now will take you to CreditSoup.com to compare Travel Rewards Credit Cards from participating partners
Rewards Cards
CreditSoup.com
Annual Fee
See website for Details*
Credit Needed
Fair/Good/Excellent
Rewards Rate
N/A
Purchase APR
See website for Details*
Balance Transfer
See website for Details*
Regular APR
See website for Details*
- Earn up to 2X reward points or miles with your everyday spending
- Use rewards towards free flights, hotel nights, merchandise, cash back or gift cards
- Earn lucrative sign-up bonuses after initial spending thresholds are met
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- Enjoy terms and features like no annual fee, no foreign transaction fee and free credit scores
- Terms vary by partner offer. Please see each bank's application for terms and conditions.
- Clicking Apply Now will take you to CreditSoup.com to compare Rewards Credit Cards from participating partners
Excellent Credit Cards
CreditSoup.com
Annual Fee
See website for Details*
Credit Needed
Good/Excellent
Rewards Rate
N/A
Purchase APR
See website for Details*
Balance Transfer
See website for Details*
Regular APR
See website for Details*
- Take advantage of your excellent credit to get the best rates and rewards
- Enjoy low rates and rewards for everyday spending
- Excellent credit can lead to higher credit lines
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- Earn cash back, points or miles to redeem for travel, gift cards or cash rewards
- Bonus offers – up to 50,000 points or miles
- Terms vary by partner. Please see individual application for product terms and conditions.
- Clicking Apply Now will take you to CreditSoup.com to compare Credit Cards for Excellent Credit from participating partners
Low Interest Cards
CreditSoup.com
Annual Fee
See website for Details*
Credit Needed
Fair/Good/Limited/No Credit/Good/Excellent
Rewards Rate
N/A
Purchase APR
See website for Details*
Balance Transfer
See website for Details*
Regular APR
See website for Details*
- Best for those who carry a balance from month to month
- Save even more with $0 annual fee card options
- 0% APR introductory rates on purchases and balance transfers up to 18 months
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- Get even more value by earning 0% APR on a rewards-earning credit card
- Credit needed: Excellent/Good
- Terms vary by partner. Please see the card application for product terms and conditions.
- Clicking Apply Now will take you to CreditSoup.com to compare Low Interest Credit Cards from participating partners
Balance Transfer Credit Cards
CreditSoup.com
Annual Fee
See website for Details*
Credit Needed
Good/Excellent
Rewards Rate
N/A
Purchase APR
See website for Details*
Balance Transfer
See website for Details*
Regular APR
See website for Details*
- Save money by transferring your existing balances to a card with a 0% introductory balance transfer rate.
- Enjoy 0% interest on balance transfers and purchases for up to 18 months.
- Increase your savings with a card that charges no balance transfer fee
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- Save even more with a no annual fee balance transfer credit card!
- Terms vary by partner offer. Please see each bank's application for terms and conditions.
- Clicking will take you to CreditSoup.com to compare Balance Transfer Credit Cards from participating partners.
Good Credit Cards
CreditSoup.com
Annual Fee
See website for Details*
Credit Needed
Fair/Good/Limited/No Credit/Excellent
Rewards Rate
N/A
Purchase APR
See website for Details*
Balance Transfer
See website for Details*
Regular APR
See website for Details*
- Take advantage of your good credit to get competitive APRs and rewards
- Enjoy low rates and rewards for everyday spending
- Earn cash back, points or miles to redeem for travel, gift cards or cash rewards
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- Bonus offers – up to 50,000 points or miles
- Good credit can lead to excellent credit – some cards provide free credit score monitoring
- Terms vary by partner. Please see individual application for product terms and conditions.
- Clicking Apply Now will take you to CreditSoup.com to compare Credit Cards for Good Credit from participating partners